|Credit Card Debt...Be Gone!|
In the future, we plan on using our credit cards sparingly. That shouldn't be so hard since we make most of our purchases these days with our debit cards. We prefer debit cards because they seem to moderate our spending and encourage us to be thrifty. (Watching our checking account balance steadily diminish over the course of the month seems to keep our spending and consumption in check. On a debit card you can't spend what you don't have!)
If you don't have any credit card debt, congrats and good for you. If possible, avoid credit card debt at all costs; it's usually a first step towards debt slavery. If you are dealing with credit card debt, good luck paying them off and reclaiming your financial freedom.