1. Awesome post!!!
    2 questions: 1) Did you have to leave the house, or was this all done online?
    2) How far do you reckon you can take this? If this could drop your spending from 4% of investments to say 3%, and fund 1% from this technique, you will have almost nothing to worry about via sequence of return risk.

    • Thanks Yaacov. We did have to visit local pharmacies to buy the gift cards; we also bought money orders at our neighborhood supermarket. I’ll be learning how to buy gift cards online from this course. As for how far we can take this, I’m not sure. I’d love to be able to generate $8-10k a year from this, but that may be wildly optimistic. Our cost per spend of $504.95 is 1.12% ($5.64 / $504.95). If we could do this from home, it would be even better.

  2. ElleX

    I get lots of credit card offers in the mail and I toss them all. I will try this method with one and let you know if I am brave enough…I mean, I will let you know the outcome!

  3. Julie

    Where do you purchase $500 gift cards? I have never seen these at my local grocery/pharmacy. Thanks for your help!

  4. Noury


    Great post. Thank you. I was wondering about how you sold the gift card with only 69¢ for a 500$ ? Online i saw high fees.


    • My costs on the gift cards were: $4.95 for the gift card purchase & 69 cents for the money order. None of this was done online; I had to leave the house to do this. This year I plan on learning how to do my minimum spends via gift card reselling online.

        • Noury, you can got to the service desk of most supermarkets and purchase a money order for 49 to 89 cents. I know that Publix, Harvey’s, and Food Lion sell them.

  5. jane

    Just found you via MMM. Long way from FIRE’d but thought I’d chime in. Not sure if you are familiar with it or not but you may want to look into raise.com. I’ve only used it to buy gift cards from Old Navy. Like their active wear (sorry am not MMM on active wear). Want to spend $30, search raise for gift card for $30 value but selling for only $25. Voila!

    I believe you can sell there though no idea what they charge for a fee.

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