Hardcore Savings: 2014 Results & 2015 Goals

Greetings all!  It’s tax time, so I’ve been looking over last years numbers.  All in all, it was a good year financially.  While we only worked five months in 2014 (we were busy doing other things), we did manage to stash away a little over $46,000.  Most of our savings went to the 457 accounts at … [Read more…]

Welcome New Visitors

Greetings to all new readers from the Radical Personal Finance podcast!  I thoroughly enjoyed being on Joshua’s show because it helped me distill some of my thoughts into bite-sized chunks of information.  Thanks for suffering through my spotty Skype connection and stream-of-consciousness yammering.  If only I could deliver my message as smoothly as Joshua!  I will shoot for … [Read more…]

What’s the Deal with Your Mortgage? 5.875%!

The Old Homestead Warm Cancun greetings to all! Over the last few months I have received comments and questions regarding my ridiculously high 5.875% mortgage rate. Currently, I owe $59,568 on the mortgage; I also owe around $21,500 on our HELOC (home equity line of credit). Many people recommended that I refinance the balance to … [Read more…]

Our Family Adventure in Cancun, Mexico

Mexico or Bust! Greetings from Cancun, Mexico to all my loyal Millionaire Educator readers (Mom and Honest Abe)!  Two weeks ago I bought one-way airline tickets from AirTran for the Atlanta to Cancun flight.  Two days later my wife, son and I landed in Cancun and began our family adventure.   We decided to come … [Read more…]

We’re Done with Credit Card Debt

Credit Card Debt…Be Gone! This post will be brief…I just wanted to share some good news.  This week we paid off the last $500 balance on our Visa credit card.  We had carried a balance on a number of 0% rollover cards since 2009.  At its peak, the balance was $10,000.  By rolling our credit card debt … [Read more…]

2013 Accomplishments and 2014 Goals

Happy New Year to all; may 2014 be your year!  Okay, it’s time to see how we did with our 2013 goals.  Let me start by saying my wife and I only worked five months each this year, so we came up short on most of our financial goals.  Nonetheless, 2013 was still a great … [Read more…]

10 Happy Years with a Couple of Old Nags

  Swayback #1 December 26th, 2013 marked the 10-year anniversary of a very special relationship.  The old girl in question has been so good to me and my family.  She’s reliable, hard-working, and still a little pretty in spite of her advanced age.  Sure, she often has a “rode-hard-and-put-up-wet” look to her, but I don’t … [Read more…]

Jekyll Island Camping Trip

Coming to a Tent Near You In mid-October we attended our niece’s wedding in Tifton, Georgia.  We all enjoyed ourselves at the wedding, and since we’re not working these days, we decided to spend a few days catching up with friends and relatives.  My wife and I really enjoyed the fact that we didn’t have … [Read more…]