10 Happy Years with a Couple of Old Nags

  Swayback #1 December 26th, 2013 marked the 10-year anniversary of a very special relationship.  The old girl in question has been so good to me and my family.  She's reliable, hard-working, and still a little pretty in spite of her advanced age.  Sure, she often has a "rode-hard-and-put-up-wet" look to her, but I don't … Continue reading 10 Happy Years with a Couple of Old Nags

2014 Tax Planning

It's almost 2014, so it's time to start planning for next year's taxes.  There are a few tax changes for 2014 that will affect our "free money."  Here they are:  The Standard Deduction (married filing jointly) will rise from $12,200 to $12,400  The Personal Exemption will increase from $3,900 to $3,950  The 10% Tax Bracket  will increase from $17,850 to $18,150    The Health Savings Account maximum for … Continue reading 2014 Tax Planning

How I Saved $33,212 by Teaching 4.5 Months

View Larger Map Happy Summer Greetings  to my billions of Millionaire Educator readers out there!  Most of you are unaware that in mid-January of this year, I took a job teaching Spanish at a high school in a neighboring county.  Naturally, I had to weigh the pros and cons of the opportunity before I could … Continue reading How I Saved $33,212 by Teaching 4.5 Months

How We’re Saving $20,000 by Kickin’ Cable to the Curb

  Before we accepted fabulous teaching jobs in Echols County, Georgia, we worked and lived in LaGrange, Georgia for seven years.  Like most people we blindly subscribed to cable television and internet from our local provider, Charter Communications.  Over the years we started feeling a general dissatisfaction with the service; there were frequent internet outages, … Continue reading How We’re Saving $20,000 by Kickin’ Cable to the Curb

How We Saved $250,000
by Taking “Crappy” Jobs

In May of 2009, my wife and I were exhausted and in need of a change of scenery.  Our teaching jobs in LaGrange had become more and more hectic and less and less enjoyable.  One morning as I perused my Teach Georgia account, I came across jobs for both of us in Echols County. On … Continue reading

How We Saved $250,000
by Taking “Crappy” Jobs

Federal Income Tax: How to Determine Your FREE Money

     Taxes…everybody complains about them, but nobody does anything about them.  If you want to control your tax obligations, you first need to determine how much “free money” the government allows you to earn in a given year before it starts taxing you.  Free money is your 0% effective federal income tax bracket; any … Continue reading Federal Income Tax: How to Determine Your FREE Money