FAQ #2: What Do You Live on?

If you read FAQ #1, I already know what your next questions is.  Here’s what’s going through your mind: “Gee Ed, I think the way you funnel all of your paychecks into your various savings accounts is awesome, but what...

FAQ #1: How Do You Save So Much Money?

These days saving over $100,000 a year is a given for us.  Whenever we take jobs, we are certain that we’ll save at least six figures.  You can take that to the bank.  Upon hearing such bold statements coming from...

7 Reasons to Hate Debt

Debt…ugh!  Where do I start on a topic that I hate so much?  Let’s go back to the summer of 1996.  After two years of full-time graduate school, I had just finished an MBA and my MATL.  In July, I landed...

How We Saved $500,000 in 4.5 Years

If you’ve poked around my website at all, you already know how much we like “crappy” jobs.  (If you’re scratching your head, read these posts:  #1 and #2.)  In those posts, I explained how we moved to rural teaching districts (“crappy” places...

¡Adiós 2016 y Bienvenidos 2017!

Another successful trip around the sun has passed, so it’s time for our year-end review.  Overall, 2016 was a resounding success for us in the following areas: Work * From January to May we finished out our teaching jobs in Douglas,...

10 Reasons You Need a College Degree

Last month my blogging buddy Mr. Groovy was kind enough to write a post highlighting my thoughts on hacking a college degree.  It appears that Mr. Groovy and I are both “freedomists” with substantial rebellious streaks in us.  While it’s easy to be...

Why I Write

There’s no doubt that reading about money can be pretty boring.  Writing about money can be equally as boring.  I don’t always enjoy it, so why do I still attempt to crank out blog posts every now and again?  Here are a...

Retread: How I Escaped My 403b by Quitting My Job

Nota Bene:  This is a post that I wrote for Dan Otter at 403bwise.com back in 2013.  Dan has led the charge in the area of 403b / 457 reform at the K-12 level.  His site is a must for all...

“Crappy” Jobs II

Summer greetings to my dozens of loyal readers!  As you know, no one loves a “crappy” job more than this guy.  Unfortunately, over the last two years I’ve been very busy with my latest job, and it severely cut into...

A $7,500 College Degree in 12 Months?

As a teacher, I value education to the utmost.  Over my lifetime, I have earned four degrees, learned a few languages, and read a ton of books.  In my eyes, obtaining knowledge is fun, motivating and life-changing.  However, these days I have...