Welcome New Visitors

Greetings to all new readers from the Radical Personal Finance podcast!  I thoroughly enjoyed being on Joshua’s show because it helped me distill some of my thoughts into bite-sized chunks of information.  Thanks for suffering through my spotty Skype connection and stream-of-consciousness yammering.  If only I could deliver my message as smoothly as Joshua!  I will shoot for […]

2015 Free Money!

Greetings all!  With 2015 right around the corner, it’s time to start our tax planning.  It looks like the standard deduction and personal exemption amounts are going to increase in 2015*.  It also appears that the child tax credit will remain at $1,000 per child.  These increases in the standard deduction and personal exemptions mean that the […]

What’s the Deal with Your Mortgage? 5.875%!

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The Old Homestead Warm Cancun greetings to all! Over the last few months I have received comments and questions regarding my ridiculously high 5.875% mortgage rate. Currently, I owe $59,568 on the mortgage; I also owe around $21,500 on our HELOC (home equity line of credit). Many people recommended that I refinance the balance to […]

Our Family Adventure in Cancun, Mexico

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Mexico or Bust! Greetings from Cancun, Mexico to all my loyal Millionaire Educator readers (Mom and Honest Abe)!  Two weeks ago I bought one-way airline tickets from AirTran for the Atlanta to Cancun flight.  Two days later my wife, son and I landed in Cancun and began our family adventure.   We decided to come […]

We’re Done with Credit Card Debt

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Credit Card Debt…Be Gone! This post will be brief…I just wanted to share some good news.  This week we paid off the last $500 balance on our Visa credit card.  We had carried a balance on a number of 0% rollover cards since 2009.  At its peak, the balance was $10,000.  By rolling our credit card debt […]

2013 Accomplishments and 2014 Goals

Happy New Year to all; may 2014 be your year!  Okay, it’s time to see how we did with our 2013 goals.  Let me start by saying my wife and I only worked five months each this year, so we came up short on most of our financial goals.  Nonetheless, 2013 was still a great […]

10 Happy Years with a Couple of Old Nags

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Swayback #1 December 26th, 2013 marked the 10-year anniversary of a very special relationship.  The old girl in question has been so good to me and my family.  She’s reliable, hard-working, and still a little pretty in spite of her advanced age.  Sure, she often has a “rode-hard-and-put-up-wet” look to her, but I don’t mind. […]

Net Worth for December of 2013

Here is our net worth for December of 2013:   December of 2013 ASSETS $915,431 LIABILITIES $104,553 Checking $430 Morgage @ 5.875% $60,599 Savings $1 HELOC @ 2.89% $42,589 Stocks $147 Credit Cards @ 0% $1,365 72T IRAs $567,454 Traditional IRAs $32,092 Roth IRAs $15,795 457 Accounts $102,582 HSA $4,100 ESA-529-UTMA $33,725 Home $156,605 Cars […]

Net Worth for November 2013

Here is our net worth for November of 2013:   November of  2013 ASSETS $915,643 LIABILITIES $103,329 Checking $2,487 Morgage @ 5.875% $61,119 Savings $1 HELOC @ 2.89% $41,183 Stocks $139 Credit Cards @ 0% $1,027 72T IRAs $567,073 Traditional IRAs $32,052 Roth IRAs $15,757 457 Accounts $102,425 HSA @ Alliant CU $4,098 ESA-GA 529-UTMA $33,614 Home $154,997 […]